If you want to be a real online casino player, you need to learn how to play Baccarat. It’s one of the basic card games that are popular today.
Whether you plan to play it in an actual casino establishment, with a live dealer online, or against a computer, you need to learn how to win Baccarat. Even if you choose reputable online casinos like Nustargame, you need strategies to help you manage your bets and increase your chances of winning.
In this article, we’ll help you refresh your knowledge of the Baccarat rules. But more importantly, you’ll get several strategies that can help you win Baccarat games. In the end, you can choose the most comfortable Baccarat pattern strategy that will bring you one win after another.
How to Play Baccarat
To find the Baccarat pattern that will define the best strategy for your game, you need to start by knowing how to play Baccarat.
Playing Baccarat
In this classic card game, Baccarat requires players to bet on the Player, Banker, or a Tie. You need to predict who will have a total hand that’s closest to 9.

The game starts with the dealer drawing two cards for each the Player and the Banker. The cards will be counted based on the following rules:
- Aces = 1
- Number cards = face value
- 10, Face cards (J, Q, K) = 0
If the sum is a two-digit number, the ones value will be considered. For instance, if the sum is 15, the value will be 5.
Baccarat rules
Depending on the hands dealt, the game follows these rules:
- 0-5, a third card is drawn and added to the total
- 6-7, the hand can stand
- 8 or 9, the hand is called a natural and can stand
This is true for the hands of both Player and Banker. However, the latter needs to consider the third card drawn. Fortunately, Baccarat players can rely on the dealer to implement the rules of drawing cards and counting the card values.
Betting options and house edge
There are three ways you can place your bet: the Player, the Banker, or a Tie. To choose the best Baccarat pattern, you need to understand the house edge for each of your betting options.
- Banker bet: 1.06% house edge (best for consistent results)
- Player bet: 1.24%
- Tie bet: 14.36% (least frequent but has a high payout)
Now that you know how to play Baccarat, it’s time to move on and learn how to win.
How to Win Baccarat: Effective Strategies to Win
Baccarat, like other card games, is based on luck. However, there is a Baccarat pattern strategy that you can use to increase your chances of winning, or at least preserve your bets so you can play longer.
If you want to be an experienced player, it’s not just about learning how to win Baccarat. You also need to track trends, adjust bets, and watch scoreboards to see the Baccarat pattern that may turn the odds in your favor.
Check out these betting strategies you can use to improve your skills at playing Baccarat.
The Martingale
This is a Baccarat pattern strategy where you double your bet after losing a round. Once you win, you will offset everything you lost in the previous rounds. You only revert to your initial bet when you win a round. This is risky, but it’s a great way to increase your wins, especially when you’re lucky enough to be on a winning streak. To minimise risk and avoid overspending, set a betting limit for yourself.
There’s another version called the Reverse Martingale, where you only increase bets every time you win. When you lose, you decrease your bet. This is safer and usually helps you limit your losses.

Pick a Side
Another strategy is to pick a side to bet on.
Baccarat stats reveal (and based on the rules) that the Player wins slightly more than the Player. However, you need to consider the 0.95:1 commission. Since the Banker “statistically” wins more rounds, the casino takes a 5% commission. For instance, if you bet ₱100, you’ll only get ₱95 on your payout.
If you want to avoid the commission, stick to betting on the Player. You won’t win as frequently as the Banker, but you get 1:1 on your payout. The difference between the frequency of wins between the Banker and the Player is very small. Those new to learning how to play Baccarat may find the latter more appealing.
The Fibonacci
This strategy follows the Fibonacci sequence, in which the following number is the sum of the two preceding numbers. So if it’s 0 and 1, the next is 1. Then 1 and 1 is followed by 2. The sequence goes 0, 1, 1, 2, 3, 5, 8, and so on.
So when you place your bet, you will focus on the side you’re betting on. In most cases, it’s the Banker. As long as you’re losing, you will continue to increase the bet value based on the Fibonacci sequence. You only revert to the original bet value.
The initial bet value doesn’t have to be ₱1. If you want to play higher stakes, you can start with a bigger number along the sequence, like ₱55.
Again, as with other tips on how to play Baccarat, make sure to set a betting limit so you don’t overspend on unlucky days.
The 1-3-2-6 System
This follows the same concept as the Fibonnaci sequence. However, instead of adjusting the bet value, you increase the chips. Choose a chip size as your base bet. Every time you win a round, follow the 1-3-2-6 system.
For instance, the base bet is 1 chip valued at ₱10. When you win, bet 3 chips on the next round, bringing the total bet to ₱30.
If you win again, you play with 2 chips, which is equivalent to a ₱20 bet. Another win increases your bet to 6 chips, or ₱60.
If you win, reset and go back to 1 chip.
The 3-2 System
This Baccarat pattern strategy is best for shorter sessions. You get 5 chips of equal value, say ₱10, for a total of ₱50. You split it into 2 bets.
For instance, bet 3 chips (₱30) to the Banker and 2 chips (₱20) to the Banker Pair. In the next round, you can bet between Player and Player Pair.
You can adjust the chip value if you can afford it.
The Mix
This simply mixes more than one strategy. You don’t stick to one type of bet. For instance, you choose to do the Fibonacci, Banker’s side, and the Martingale.
Switch between these betting strategies to see where you win the most.

Tips to Be Smart With Baccarat Strategies
As you learn how to play Baccarat, you shouldn’t just be careful with your betting strategy. You should also consider the online casino you plan to play at.
The Philippines has expanded its gaming sector and imposed strict regulations. Make sure you choose the right online casino that will ensure your Baccarat games are fair and secure. Check their Terms of Use and Privacy Policy to see if they’re legitimate.
Once you’ve chosen the right online casino, here are other tips you can use to be smart as you play Baccarat.
- Keep practicing. Try as many strategies as you want and see which one you’re most comfortable with.
- Try different strategies. Don’t just stick to one. Practice with different strategies until you find one you’re most comfortable with.
- Master your favorite strategy. Once you find the strategy that works well with your gaming behavior, master it. This can be your go-to strategy when you play Baccarat.
- Set a betting limit. This will protect your funds and make sure unlucky days won’t tempt you to overspend.
- Use the promos. Check out the online casino’s promo list to see if there are cashback rewards you can take advantage of. These will increase your betting funds if you play the right Baccarat version.
Choose the Right Baccarat Pattern Strategy to Win
Learning how to play Baccarat is just the first step to winning. You need to learn the right betting strategies to ensure you’re using your funds wisely.
There are several betting strategies in Baccarat. You need to analyze the game mechanics and Baccarat pattern techniques to choose the right betting option for you. Make sure to consider your funds and risk tolerance.
As you practice, choose trustworthy online casinos like Nustargame. Browse their library of games to see the different Baccarat versions you can play.
Be smart with your gaming preferences and set limits before you start playing. This will ensure you won’t compromise your finances while enjoying a game of Baccarat.

